What Not to Do in Front of Your Kids When It Comes to Money

Children learn what they see. It is a true statement for any kind of behavior including money management. Children’s attitudes toward money and whether or not they will be able to make it work for them as adults has much to do with their parents. If you are married, think about any differences that there might be between you and your spouse, regarding any issues having to do with money. Is one of you more a saver than a spender? Do you approach investing or debt the same way? Chances are that you may each have different ideas about handling … Continue reading

Balancing Mulitple Ages in Your Homeschool

Homeschooling moms of multiple children face a unique challenge. These homeschooling moms need to manage multiple ages and stages of children under one homeschooling roof. Basically, she needs to learn the art of a one room schoolhouse or a juggling act. Each option comes with its own challenges yet each can be successful. A mom must decide for herself how she will balance her day and her children’s education. There is no right way but oddly enough there are plenty of wrong ways. For example, if your home is a source of stress or children falling behind in their studies … Continue reading

Stress and Teens

Teenagers are under a lot of stress. I’m more than a decade out of my teens and can still remember worrying about grades, going off to college, choosing a major, keeping in touch with my friends, leaving home, and a hundred other things. Kids and adults share a lot of the same sources of stress — moving, the death of a family member, family financial problems, dealing with peers. But teens also have some unique sources of stress, including: Changes in their bodies The transition between childhood and adulthood Overloading on extra-curricular activities Figuring out what comes after high school … Continue reading

Stress and Your Immune System

I’ve been stressed lately. Really stressed. It’s a combination of a lot of things coming to a head all at once, and the end result is that I’m cranky and I’m having trouble sleeping. Then I noticed another weird thing. My hands are sporting quite a few nicks and scratches from my part time job at the cats-only boarding facility. And those little wounds are taking a long time to heal — much longer than normal. That got me wondering how stress affects the immune system. In the short term, stress can actually boost your immune system. That “fight or … Continue reading

Stress and Women

A recent survey from the American Psychological Association found that more than eighty percent of women experience physical symptoms of stress like fatigue and headaches on a regular basis. Are you one of them? The thing is, most women think they’re managing their stress well. In the survey from the American Psychological Association, eighty-one percent of women said they were managing their stress “extremely well” or “somewhat well”. Despite that, eighty-one percent of women complained of physical symptoms of stress. How do you know if you’re stressed? Physical symptoms like headache, fatigue, and muscle tension. Impaired ability to focus or … Continue reading

Talking About Finances with Your Kids

My experience as a single parent has made me more determined than I think I would otherwise be to make sure my children have a good understanding of personal and household finances when they embark out on their own. I am a bit of a zealot when it comes to talking about the details of money management and I think since I grew up in one of those household where we could never talk about money—I want to make sure my children have more of an open, informed attitude about finances. The other day, one of my daughters and I … Continue reading

What Motivates You to Manage Your Money?

What motivates you to manage your money? If you are just beginning to manage your money and to get your debt under control was there a specific experience that brought you to that point? Or if you have always managed your money, saved, and avoided debt, why do you think you do this? Do your parents have an affect on the way that you handle your money? I think that my biggest motivating factor is seeing the stress that money has caused other people. I also have plans for my retirement. I want to travel and help others. I know … Continue reading

Homeschooling Professional Children

Some children homeschool because they want to. Some children homeschool because their parents think it is best. Some children homeschool to make time for other activities. Other children homeschool because they do not have time for school. Professional children are children that participate full time in sports, or as actors,or musicians. Most children you see on TV and in the movies these days are homeschooled. This is probably why so many famous people homeschool their own kids. It worked for them. Why not do the same for their children? Ice skaters, for instance, work out 24 or more hours a … Continue reading

Five Tips to Help Allowances Work for your Family

One of the best ways to help your children learn the value of a dollar is to make them work for it. This really helps to put a value on all the money that they spend. It also teaches your children the importance of hard work. This is one reason why it can be beneficial to set up allowance in conjunction with chores in the home. You can set up your system in numerous ways. Here are five suggestions that may work for you. 1) You may have a set amount of money you want to give your children each … Continue reading

Using Play to Get Your Own Way

As some of you who’ve read my other blogs know by now, I tend to let my sense of humor guide me in my parenting. Humor and silliness have been a gift, as far as I’m concerned, and while I certainly get down, frustrated, aggravated and generally annoyed, most of the time I can unearth some humor in even the most scary, challenging parenting adventures. I know, you must be thinking that I have super easy kids for whom a humorous joke or gentle tease are all that’s needed to keep everything humming along with ease and good behavior. In … Continue reading